Georgia is one of those states that have strict rules and severe penalties for driving without auto insurance. Here we will explore the penalties for driving without the minimum liability insurance in Georgia. Driving without insurance is considered a misdemeanor and you must have auto insurance in Marietta.
What happens when your auto insurance lapse:
If your auto insurance lapses the insurance company will automatically send a notice (electronically) to the Department of Driver Services (DDS). You will be given a 30-day notice to show proof of new insurance.
Proof of new insurance with no lapse:
If you provide the proof of new insurance without a lapse in the insurance within those 30 days, there are no penalties.
Proof of insurance with a lapse:
If you provide new insurance proof and there is a lapse, you have to pay a $25 lapse fee.
No proof of new insurance:
If the 30-day window expires and you fail to provide proof of new insurance, DDS will send you a “Notice of Pending Suspension” (another 30 days window). If after the second 30-day window, you don’t provide proof of insurance, registration of your vehicle will be cancelled/suspended.
Driving a suspended vehicle:
If you’re found driving a suspended vehicle and don’t have any insurance proof, you might face serious penalties.
First offence:
If you’re found driving a suspended vehicle for the first time and still haven’t renewed the insurance, you will be charged with misdemeanor and will have to pay:
- $25 lapse fee
- $60 reinstatement fee
In addition, your driver’s license and registration will be suspended for 60 days and you might face jail time up to one year.
Second offence:
If you are found driving a suspended vehicle, second time within five years of the first offence you will have to pay:
- $25 lapse fee
- $60 reinstatement fee
Your driver’s license and registration will be suspended for 90 days and you will face up to one year in jail.
Third and Subsequent Offenses:
If you are found to be driving a suspended vehicle a third time within 5 years of previous offences you will be paying:
- $25 lapse fee
- $160 reinstatement fee
You driver’s license and registration will be suspended for six months and you will be required to serve up to one year of jail time. You will have to show proof of insurance this time.
What if you get insurance after offence:
Getting insurance coverage after being charged with misdemeanor offences for driving without Insurance does not erase the crime. It stays in your record, whether it’s first offence or the third.
Auto Insurance in Marietta:
If you live in Marietta GA and are looking for affordable auto insurance Tramites Express Insurance has the most amazing deals. You may even qualify for discounts based on your job and driving records of family. They will guide you about all the best possible options for auto insurance in Marietta and help choose one.
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